Website Disclaimer

The BWA Managed Investments website ("the BWA Managed Investments Website") is owned by Colonial First State Investments Limited ABN 98 002 348 352 AFS Licence 232468 and operated by BWA Managed Investments, under the domain name "www.bwami.com.au". Your use of the information and materials on the BWA Managed Investments Website is governed by this Disclaimer, the Privacy Policy and all other legal notices on the BWA Managed Investments Website. Your use of the BWA Managed Investments Website indicates your acceptance of the terms of these legal notices.

BWA Managed Investments has taken reasonable care in creating this website and will endeavour to keep it current. You should, however, always confirm that offers, rates, terms and conditions are still valid as BWA Managed Investments may change them at any time. BWA Managed Investments does not warrant the accuracy or completeness of information on this website and recommends that you seek independent advice before acting on it.

Please bear in mind that the internet is not yet a secure system. Any information that you provide on the internet is provided at your own risk.

The BWA Managed Investments Website may contain links to websites operated by third parties. BWA Managed Investments does not endorse or approve of the operators of these other websites, or the information and materials on those websites.

Subject to any responsibilities implied by law which cannot be excluded, BWA Managed Investments is not liable to you for any losses, damages, liabilities, claims and expenses whatsoever arising out of information, materials or services provided on or through the BWA Managed Investments Website. Where liability cannot by law be excluded, BWA Managed Investments' liability is limited, to the extent possible, to the supply of the services again or the payment of the cost of having the services supplied again.

The BWA Managed Investments Website is provided for use by Australian residents only. The BWA Managed Investments Website, and the products described in this website, are not directed at people in any country other than Australia. Online applications and requests for products initiated outside Australia will not be accepted. The information contained in the BWA Managed Investments Website has been prepared in accordance with the laws applicable to the State of Western Australia, and the Commonwealth of Australia. BWA Managed Investments makes no assurance about its compliance with the laws of any other jurisdiction.

 

CMA Disclaimer

Bankwest, the issuer of the CMA, recommends you read the Product Information Statement for the CMA before deciding to acquire or continue to hold your investment in the CMA. The Bank and its subsidiaries (excluding Bankwest) do not guarantee the performance of the account or the repayment of capital by the account. Investments in the account are not deposits or other liabilities of the Bank or its subsidiaries (excluding Bankwest) and investment-type products are subject to investment risk including loss of income and capital invested. The issue of the PIS is authorised solely by Bankwest. Apart from Bankwest, neither the Bank nor any of its subsidiaries are responsible for any statement or information contained in the PIS.

 

CMT Disclaimer

Investments in the BWA Cash Management Trust (referred to in the PDS as 'the trust') are offered by Colonial First State Investments Limited ABN 98 002 348 352 AFS Licence 232468. Colonial First State or its licensed related entities to which it has delegated investment management or administration functions in relation to this product are referred to in the PDS as 'Colonial First State', 'the responsible entity', 'we', 'our', or 'us'.

If any part of the PDS (such as a term or condition, including Access Facilities - Conditions of Use) is found to be invalid or unenforceable under the law, it is excluded so that it does not in any way affect the validity or enforceability of the remaining parts.

The Bank and its subsidiaries do not guarantee the performance of the account, or the repayment of capital by the trust.  Investments in the trust are not deposits or other liabilities of the Bank or its subsidiaries and investment-type products are subject to investment risk including loss of income and capital invested.

Colonial First State reserves the right to outsource any or all of its investment management functions, including to related parties, without notice to investors. The issue of the PDS is authorised solely by Colonial First State Investments Limited. Apart from Colonial First State, neither the Bank nor any of its subsidiaries are responsible for any statement or information contained in the PDS.

Bank of Western Australia ABN 22 050 494 454 ('Bankwest') has given and not withdrawn its consent to be named in the PDS and to the statements about it, in the form and context in which they appear.

BWA Managed Investments is a registered trademark of the Bank.

Units in the trust cannot be issued unless you use the application form attached to either a paper or an electronic copy of the PDS. The offer made in the PDS is available only to persons receiving the PDS within Australia. The information contained in the PDS is general information only and does not take into account your individual objectives, financial situation or needs. You should read the PDS carefully and assess whether the information is appropriate for you and consider talking to a financial adviser before making an investment decision. All monetary amounts referred to in the PDS are, unless specifically identified to the contrary, references to Australian dollars.