CMA Important Information

Investments in the BWA Cash Management Account (referred to in the PIS as 'the account') are offered by Bank of Western Australia (Bankwest) ABN 22 050 494 454 AFSL 236872. Bankwest has appointed Colonial First State Investments Limited (CFSIL) ABN 98 002 348 352 AFSL 232468 as the administrator and distributor in relation to this product. Bankwest or its licensed related entities, including CFSIL are referred to in the PIS as 'Bankwest', 'we', 'our' or 'us'.

BWA Managed Investments may deduct User Pays Fees from your CMA account by redeeming sufficient funds from your account.

BWA Managed Investments may pay to approved distributors a commission for the referral of business to the CMA. This commission is paid by BWA Managed Investments.

For further information of remuneration paid to advisers, please refer to page 5 - Additional explanation of Fess and costs in the Product Information Statement.

Bankwest is a subsidiary of the Commonwealth Bank of Australia ('the Bank') ABN 48 123 123 124.

You can contact BWA Managed Investments on:

	BWA Managed Investments GPO Box 2515 Perth WA 6001
	Phone: Calling the BWA Managed Investments Service Centre on 1300 663 117
	Fax: 1300 853 628
	Email: Click here to send us an email

CMT Important Information

As the responsible entity of the BWA Cash Management Trust, Colonial First State Investments Limited receives remuneration by way of the Management Cost (MC) based on a fixed rate of 0.60% per annum for the retail unit classes within the CMT.

BWA Managed Investments may also deduct User Pays Fees from your CMT account by redeeming a sufficient number of your units.

BWA Managed Investments then may pay to approved distributors a commission for the referral of business to the CMT. This Commission is paid from the MC received by BWA Managed Investments.

For further information of remuneration paid to advisers, please refer to page 8 - Fees and other costs in the Product Disclosure Statement.

Directors and employees receive salaries and wages (paid fortnightly).

In addition, monies invested in the BWA Cash Management Trust are held on deposit with the Bank of Western Australia Limited.